30. Explore Business  Credit Cards

Chase Ink Business CashSM Card

$300 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.

5% cash back

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

2% cash back

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.*

Earn 1% cash back on all other purchases–with no limit to the amount you can earn.

Redeem for Cash Back rewards

Cash Back rewards do not expire as long as your account is open.

Recommended Requirements to Know

• Personal Credit Score: Min 690
• Inquiries: 6 or fewer inquiries in the last 6 months.
• Personal Credit Utilization: Under 50% of your personal credit.
• Open Personal Tax Liens: No more than 1 open personal tax lien.
• Personal Credit Age: Minimum of 1 year.
• Year Old Inquiries: 6 and fewer inquiries in the last year.

https://creditcards.chase.com/credit-cards/small-business/ink-cash

Capital One® Spark® Classic for Business

Annual Fee

$0

Purchase Rate

23.99% variable APR.

Unlimited Rewards

Unlimited 1% cash back on every purchase for your business, with no minimum to redeem

Credit Building

Get the opportunity to build and strengthen credit for your business by using this card responsibly

This card is for business owners with AVERAGE CREDIT.

Recommended Requirements to Know

• Personal Credit Score: Minimum 641
• Open Personal Tax Liens: No more than 1 open personal tax lien.
• Six-Month-Old Inquiries: 6 or fewer inquiries in the last 6 months.
• Personal Bankruptcy: No open bankruptcy on your personal credit report.
• Personal Credit Age: minimum of 1 year

https://www.capitalone.com/small-business/credit-cards/spark-classic/

Card That Can Help You Get a Car

Chevrolet, Buick, GMC or Cadillac vehicle.

Recommended Requirements to Know

• Personal Credit Score: 700 or higher
• Months In Business: Minimum of 12 months
• Personal Bankruptcy: No open bankruptcy on your personal credit report
• Open Personal Tax Liens: No more than more than 1 open personal tax lien
• Personal Credit Utilization: Under 60% of your personal credit.
• Six-Month-Old Inquiries: 6 or fewer inquiries in the last 6 months.
• Personal Credit Age: Minimum of 1 year.

https://www.buypowercard.com/business-overview/

Spark Miles for Business

• Unlimited 2X miles per dollar on every purchase, every day
• Average Customer Rating 4.4
• Unlimited Rewards
• 50,000 Bonus Miles
• Annual Fee: $0 intro for the first year, $59 after that
• Purchase Rate: 17.99% variable APR.

Recommended Requirements to Know

• Personal Credit Score: Minimum 700
• Open Personal Tax Liens: 0
• Personal Credit Utilization: 60% or less of your personal credit
• Six-Month-Old Inquiries: 6 or fewer inquiries in the last 6 months
• Open Personal Bankruptcy: None

Personal Credit Age: minimum of 1 year