To-Do 2 – Get Your Credit Report from Equifax Small Business

When you find your business is listed, you can now order your credit report from Equifax Small Business. Either order online or get a free copy the traditional way: by phone or mail

Ordering the Report by Phone: To order your report by phone, simply call 1-800-727-8495 and request your free credit report copy. Remember, this will only be available when your company has done business with lenders or suppliers that report to Equifax Small Business within the previous two months. Lenders will not pull your company’s Equifax report without your expressed authorization, so you should always know if a lender or supplier has requested this information. Applying for the report entitles you to a copy, regardless of whether your business was approved or denied previous loans.

Ordering by Mail: To get a free copy of your report from Equifax Small Business by mail, send a formal written request to the following address:

Equifax

P.O. Box 740249

Atlanta, GA 30374-0249

In the letter, say the following: “Please forward me a copy of the available commercial credit report for…” then add the exact legal name of your business as well as the address and EIN number. You should also include your business phone number and the owner’s name.

If your business is less than a year old and has not applied for many credit sources, then it most likely does not have a current profile with Equifax. Even if your company is more than a year old but has not applied for credit, you may not find your business listing.

1. If your company been denied credit due to a business credit report by Experian in the past 60 days you can request a complimentary copy of your business credit report from Experian. Submit your request to Experian in writing on your company’s letterhead. To download the submission form – CLICK HERE

2. Fill out the request form and email it here:

customerservice@equifaxsmallbusiness.com

3. If you see any inaccurate information on your Equifax Business Credit Report you can find out more on how to dispute it by clicking here.