THE C.R.E.A.M. LEAGUE
THE C.R.E.A.M. LEAGUE
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Establish Business Credit Like A Boss

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  1.  1. Lender Requirements Overview(Introduction)
    18 Topics
  2. 2. Come Up With A Business Name
    5 Topics
  3. 3. Create a Legal Entity
    2 Topics
  4. 4. Get An EIN
    1 Topic
  5. 5. Get A Business Address & Phone
    6 Topics
  6. 6. Get Business Licenses & Permits
    2 Topics
  7. 7. Create Website & Business Email
    3 Topics
  8. 8. Get a Business Checking Account
    2 Topics
  9. 9. Get Business Insurance
    1 Topic
  10. 10. Get An Accountant
    1 Topic
  11. 11. Create A Business Plan
    1 Topic
  12. 12. Business Credit Reporting Agencies
  13. 13. Register With Dun & Bradstreet
    3 Topics
  14. 14. Get Your Experian Business Report
    2 Topics
  15. 15. Get Your Equifax Business Report
    2 Topics
  16. 16. Business Credit Scores
  17. 17. Business Credit Information Business Credit Information
    2 Topics
  18. 18. Optimize Your Personal Credit
    4 Topics
  19. 19. Adding Vendor and Credit Tradelines
  20. 20. Apply for Vendor Accounts
    10 Topics
  21. 21. Apply for CD Secured Business Loan
    1 Topic
  22. 22. Ask Suppliers To Report To The Bureaus
    2 Topics
  23.  23. Apply For Business Credit Cards
    3 Topics
  24. 24. Business Term Loans
    3 Topics
  25. 25. Equipment Financing
    3 Topics
  26. 26. Business Line of Credit
    3 Topics
  27. 27. Invoice Financing
    3 Topics
  28.  28. Business Cash Advance
    3 Topics
  29. 29. SBA & Long-Term Loans
    3 Topics
  30. 30. Explore Business  Credit Cards

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Establish Business Credit Like A Boss  23. Apply For Business Credit Cards To Do 3 – Fill Out A Business Credit Card Application And Submit It
Lesson 23, Topic 3
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To Do 3 – Fill Out A Business Credit Card Application And Submit It

RoseAllure August 29, 2022
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Be sure any account you open actually does report to Dun & Bradstreet and Experian for business credit purposes. You can always ask before opening the account. Before applying to any business cards make sure your personal credit qualifies. You can check it by clicking on “Learn More” for each card under “Recommended Requirements to Know” on our Business Credit Cards section. Making payments is a large factor in obtaining a great business credit score. Some business credit bureaus consider on-time payments 1/2 of your business credit score. D&B’s PAYDEX system actually penalizes you for on-time payments. The only way to get the best credit score with D&B is to pay 30 days or more early.

Capital One® Spark® Spark Cash Select for Business

Recommended Requirements to Know

– Personal Credit Score: Minimum 700

– Business Credit Utilization: 60% or less of your business credit.

– Months In Business: minimum of 12 months

– Open Personal Tax Liens: 0

– Six-Month-Old Inquiries: 6 or fewer inquiries in the last 6 months.

– Open Personal Bankruptcy: 0

– Personal Credit Age: minimum of 1 year

CLICK HERE to Apply

Bank of America®

Business Advantage Cash Rewards Mastercard®

Recommended Requirements to Know

Personal Credit Score: Minimum 670

Personal Credit Age: minimum of 1 year

Open Personal Bankruptcy: No bankruptcy on your personal credit report.

Six-Month-Old Inquiries: 10 or fewer inquiries in the last 6 months.

Open Business Tax Liens: Fewer than 1

Open Personal Tax Liens: Fewer than 1

CLICK HERE to Apply

Explore other Business Credit Cards and their requirements Click Here

TO DO LIST TO COMPLETE IN THIS STEP

1. Understand credit cards approval requirements

2. Apply for business credit cards.